About Merchant Charge Plus

Merchant Charge Plus an industry leader with high speed credit card and check validation over a broadband connection.  In addition Merchant Charge Plus uses legacy dial support incase the Internet connection goes down.   

Using software has several advantages, we have outlined the most common advantages in this document.  

Merchant Charge Plus saves you the cost of renting, leasing or purchasing credit card validation equipment from your financial institutions.  Merchant Software Plus has partnered with several large banks to get you the lowest rates in the industry.  

Merchant Charge Plus provides online transaction journal files and online DB-IV databases allowing credit information to be easily imported into other applications.  Reports can be easily created for trend analysis or to just see how things are going.

The automatic cut of the transaction amount allows you to paste the amount directly into your application without the redundant task of having to re-input the amount. This eliminates having the wrong amount keyed in.

Merchant Charge Plus supports Master Card, Visa, American Express, Diners Club/Carte Blanche, Discover,  JCB, Private Label cards, and Check Approval.

Credit Cards are pre-validated using an international standard self-checking scheme.

e-commerce support enables credit card transactions to occur through the World Wide Web.

Merchant Charge Plus:

  • Reduces fraudulent transactions by using CVV2 and CCV2, the extra three digits on the credit card signature panel.  In addition, fraudulent use is also reduced by using Address Verification (AVS).  Using AVS along with CVV2/CCV2 makes the transaction qualified for "Mid-tier" rates, saving you even more money.
  • Has undergone stringent certification test procedures.
  • Offers American Express Split Dial Support to avoid paying Amex per transaction fees.
  • Performs the basic credit card functions of real time validation, partial reversals, incremental authorization, and daily balancing.
In addition to the basic functions, Merchant Charge Plus supports the following extended features:

 

ADDRESS VERIFICATION

  • Enables you to achieve favorable discount rates for Mail Order Transactions.
  • Reduces the chance of fraudulent transactions, which in turn reduces your charge back rate and reduces your per transaction percentage.

LODGING

  • Separate charge types for Lodging, Restaurant, or Gift shop purchases.
  • Extra charges, such as Mini-Bar, Telephone, Laundry, and other incidental purchases.

AUTO RENTAL

  • Enables you to record rental agreement number, rental/return city/state, rental/return date/time, renter's name, and audit adjustments.

FLEET

  • Enables you to record vehicle number, driver ID, odometer reading, product code, total amount, unit price, service type, sales tax, and reference number (job code).

BATCH PROCESSING

Enables you to process a file of transactions. This is useful to perform reoccurring transactions to a group of credit cards.

QUICK BOOKS/INVOICE

  • Enables you to print directly on a Quick-books invoice or any other invoice eliminating the need for a receipt printer.